25 questions to ask a fractional car club

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If you're thinking about joining a fractional classic or supercar club, here are some questions to ask prospective clubs:

1. How long has the club been operational?

2. Can I visit the club and have a look around?

3. How many members are in the club?

4. What is the club's maximum membership capacity?

5. What is the car to member ratio?

6. What is car availability like this coming weekend?

7. When do I activate my membership time period and how does it end?

8. Does membership cover insurance and if so, what type of insurance is included?

9. Does the insurance offered have an excess policy?

10. What happens if something occurs not covered by insurance – ie. a tyre bursts, a windscreen cracks – am I responsible for the damage?

11. Can I let my friends, family, and/or colleagues use my membership?

12. What happens in the event of a car breakdown?

13. What is the car booking procedure?

14. What happens if the car I've booked becomes unavailable at short notice?

15. Can you arrange for cars to be delivered and collected?

16. Can I store my car at the club?

17. How often does a new car get added to the fleet, and what cars are due to arrive and when?

18. What kind of concierge or additional services, if any, does the club provide members? Club evenings / events / trackdays?

19. What is the club culture like?

20. Can I pay by installments and are there any additional fees?

21. Does the club have plans to raise prices and policies in the future?

22. How safe are my membership fees once I have paid them?

23. Are the cars wholly owned by the club, or, are they financed?

24. Who owns the club and are the financial accounts available for viewing?

25. Is there a cooling off period after I've paid my fees and what's the club's refund policy?

26. If I have any points left over at the end of the first year of my membership can they be "rolled-over’" if I elect to renew?

27. Are there any current members I can speak to?

This information is for the convenience of our readers. The inclusion of a company should not be construed as a recommendation or endorsement by Fractional Life. Please review our full Disclaimer for further information.


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